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FD & Savings
Deposit maturity and goal planner
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Plan
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Fixed deposit
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Savings goal
payments
Currency
USD — US Dollar
EUR — Euro
GBP — British Pound
INR — Indian Rupee
LKR — Sri Lankan Rupee
JPY — Japanese Yen
AUD — Australian Dollar
CAD — Canadian Dollar
SGD — Singapore Dollar
CNY — Chinese Yuan
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Principal / current savings
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Annual interest rate (%)
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Tenure (years)
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Monthly contribution
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Compounding
Monthly
Quarterly
Semi-annual
Annual
Daily
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Target goal amount
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Update projection
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Reset
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Calculating…
Maturity value
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Principal plus monthly deposits, compounded
Invested
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Interest
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Interest earned
savings
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Total invested
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Growth multiple
speed
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Plan CAGR
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Enter your deposit details to see the maturity and the path it takes to get there.
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Growth path
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Deposit notes
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Match the tenure to the goal date
Breaking a fixed deposit early usually cuts the rate you actually receive. Set the term to when you need the money.
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Check compounding, not just the rate
The same nominal rate pays more when interest is added monthly or quarterly instead of once a year.
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Do not lock your only cash
Keep a separate liquid emergency fund. A goal deposit should stay untouched until maturity.
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Decide before maturity
If you still do not need the money, rolling the full maturity into a new deposit keeps compounding working.